The following startup list was provided by "Nikkei FinTech database 2017-2018 publication (Nikkei BP company)" and translated by Fintech Association of Japan(FAJ). Some members of Fintech Association of Japan(FAJ) are included. (These information are as of the end of March 2017.)
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Social Lending(6)

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  • 1 LC lending

    URL
    https://www.lclending.jp/
    Service/Product
    LC Lending
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    LC Lending provides a social lending matching platform on the internet where borrower/capital consumers and lenders/capital providers can meet, called LC Lending. Since the company has ample real estate investment cases, it can introduce not only institutional investment, but can also encourage individuals to invest, from very small amounts to very large, instead of simply putting money in savings.
    Category
  • 2 maneo market Inc.

    URL
    https://www.maneo.jp/
    Service/Product
    maneo, Maneo Market
    Total Equity Funding
    non-disclousre
    Investor
    non-disclousre
    Description
    maneo is an IT platform that links Japanese retail investors with small and medium-sized enterprises (SMEs) online, the first of its kind in Japan. It is also the biggest platform of its kind in Japan, with a gross of completed loans exceeding JPY 60 billion, and a user base of over 40,000. The company has over half of the social lending share in the market. maneo started as a P2P company, but since 2011, it shifted to only lend to real estate businesses. After that, the service expanded to SMEs as well as real-estate security loans. In October 2015, the company made a capital business alliance with GMO Click Shares, gaining benefit from the leverage of an investor base more than 10 times the size of its own, as well as an open crowdfunding platform. With this alliance, it is planning to develop high yield in the market for individuals.
    Category
  • 3 Emerada

    URL
    http://emeradaco.com/
    Service/Product
    Emerada
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Emerada is planning to establish a social lending platform to provide the most suitable financial arrangements for unquoted SMEs and emerging companies. The company is currently preparing to open the service.
    Category
  • 4 Crowdcredit, Inc.

    URL
    http://crowdcredit.jp/
    Service/Product
    Crowd Credit
    Total Equity Funding
    JPY 200 million/B
    Investor
    Monex Ventures, GCI Capital, fento Startup, Itochu Corporations
    Description
    Crowd Credit provides investment crowdfunding for individuals and SME in developed as well as developing countries. Since their service started, the total campaigns funded numbers above 100, and a total of JPY 1.7 billion in loans have been signed. As of December 2016, the number of total registered users exceeded 2500. Though company also established subsidiary companies in Peru, Estonia, and Mexico, and screens and collects money operated by its companies, Crowd Credit, however, provides finance loans. The company was established when the founder, Mr. Sugiyma, while working at a foreign owned bank, came to realize the ample demands for capital in developing countries. Since then, the company has aimed to develop a platform where Japanese investors can partner with people from around the world who are seeking funds, in order to build win-win relationships.
    Category
  • 5 Jitsugen

    URL
    https://jitsugen.co.jp/
    Service/Product
    Jitsugen, Investment Partner
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Crowd Funding provides an investment type of crowdfunding, Jitsugen, and an investment partner website, where customers can choose a professional advisor for their investment for free. One of the major campaigns on Jitsugen involved a Bento (lunch box) project by a three-star restaurant chef which succeeded in raising JPY 35,000,000. The company posts new projects and creates an open discussion environment where eveyone can comment on the projects. It is certified as a Type II Financial Instruments Business in Japan.
    Category
  • 6 Minano credit

    URL
    http://m-credit.jp/
    Service/Product
    Minnnano Credit
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Minnano Credit (Everybody's Credit) maintains a social lending platform, "Minnano Credit." The platform facilities the process between lenders and investors. When lenders ask for funding, the platform searches whether it's feasible to lend or not, and begins an offer to investors. Once investors are found, the process for the loan and reimbursement is decided upon. It also exploits services targeting investors who wish to divide investments, as well as asset management services.
    Category