The following startup list was provided by "Nikkei FinTech database 2017-2018 publication (Nikkei BP company)" and translated by Fintech Association of Japan(FAJ). Some members of Fintech Association of Japan(FAJ) are included. (These information are as of the end of March 2017.)
Please click here for content corrections and updates.

FAJ Member(50)

Please select a category below.

  • 1 Alpaca DB

    URL
    http://www.alpaca.ai
    Service/Product
    AlpacaScan, AlpacaAlgo
    Total Equity Funding
    Approximately USD 2750,000
    Investor
    Individuals, NEC Capital Solutions, SMBC Venture Capital, Archetype Corporation, Bip Systems, Genuine Startups, IDEO, Mitsubishi UFJ Capital, D4V, Monex Ventures,
    Description
    AlpacaDB developed a trading platform utilizing deep learning technology. The AlpacaAlgo plays a role as a trader in the financial market, providing automatic trading ideas that are especially useful for non-programmers. Additionally, it automatically analyzes price fluctuations based on past trades. The AlpacaAlgo trading process takes only 15 seconds to complete. After being on the market for 6 months, the user-base of the algorithm has reached 10,000.
    Category
  • 2 AnyPay Inc.

    URL
    https://anypay.jp/
    Service/Product
    paymo
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    AnyPay provides a remittence service between individuals with smartphones called Paymo. Users can register with arbitrary products and their prices, and are able to bill other users through QR code, email, or a Line app. It can be completed without knowing anything about each other's credit card information, and it can be used to split a bill at a social gathering, as well as for online selling by individuals. As of January 2017, Paymo’s payment fee is currently free.
    Category
  • 3 BearTail

    URL
    http://beartail.jp/
    Service/Product
    Dr. Wallet, Dr. Expense Settlement
    Total Equity Funding
    JPY 0.1 Billion/Seed
    Investor
    Incubate fund, Nissei Capital, SMBC Venture Capital
    Description
    BearTail operates an automated financial management service, Dr. Wallet, and another wholly automated expense report service, Dr. Expense Settlement. Dr. Wallet is a service to track personal finances by taking photos of receipts with smartphones. Since the receipts taken will be entered by operators, the accuracy of the information is extremely high. As it also collaborates with financial institutions, it is possible that a bank statement can be downloaded to the service. Additionally, it has functionality that enables it to calculate fares by entering train station's names. Both services are designed to ensure privacy, as operators for both can not discover any personal information.
    Category
  • 4 d.a.t. Inc.

    URL
    http://www.dat.co.jp/
    Service/Product
    unknown
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    d.a.t. provides consultation and support for operational structures based on data analysis, and operates a business contracting service. In particular, the company provides reviews of member stores, monitoring projects, a credit limit platform, as well as payment and any other financial-related consulting. In particular, the company can provide for the logistic and structural needs of client corporations by using on their own statistical mapping techniques and technical know-how of credit limits to create a cloud-style credit limit model.
    Category
  • 5 FOLIO

    URL
    https://folio-sec.com/
    Service/Product
    FOLIO
    Total Equity Funding
    Approximatelly JPY 1.8 billion/A
    Investor
    DCM Ventures, Draper Nexus, JAFCO, Monex Ventures, Inc., Mitsui Sumitomo Insurance Venture Capital Co.,Ltd., Rakuten Fin Tech Fund
    Description
    FOLIO developed an asset management platform, FOLIO. It provides future trends for various areas that are coming into fashion or are a growth industry in which to invest, just like a regular shopping app. The service began in the spring of 2017. In 2016, the company participated in Startup Battle at Techcrunch Tokyo and was awarded the AWS prize.
    Category
  • 6 freee K.K.

    URL
    http://www.freee.co.jp/
    Service/Product
    Cloud accounting software Freee, Cloud payroll accounting software Freee, Company formation Freee, Opening business Freee, My number management Freee
    Total Equity Funding
    JPY 9.6 billion/C
    Investor
    Mirai sousei fund (SPRAX Group), DCM Ventures, SBI Investment, Salesforce Ventures, Nissho Electronics Corporation, Nippon Life Insurance Company, Japan Co-Invest Fund, Recruit Holdings
    Description
    freee K. K. is aiming to create power-saving services for challenging back office operations such as cloud accounting, software for income tax reporting, and a management application for My Number (The Social Security and Tax Number System in Japan), for small and medium businesses. The Cloud accounting system, Freee, was released in March 2013, and currently has over 700,000 account members. Additionally, the software successfully collected total funds of JPY 9.6 billion. Its collaborative services in financial data, including credit card services, number over 3630 cases. The company’s software has been spotted at several business competitions.
    Category
  • 7 GA Technologies

    URL
    https://www.ga-tech.co.jp/
    Service/Product
    Renosy
    Total Equity Funding
    JPY 135 million/unknown
    Investor
    Investors cloud co.,ltd., Mizuho Capital
    Description
    GA Technologies developed a renovated property simulation service utilizing AI, called Renosy. The service collects users' requests through messages on the app, and then provides appropriate properties based on the requests. Users can see previews of the images on the app.
    Category
  • 8 HEROZ

    URL
    http://heroz.co.jp/
    Service/Product
    unknown
    Total Equity Funding
    JPY 100 million/Venture
    Investor
    non-disclosed
    Description
    HEROZ focuses on planning, developing, and operating AI services. The company focuses on intellectual games for smart phones and possesses a unique core AI technology, developed by their top engineers, that has defeated professional Shogi (Japanese chess) players in public matches. The company provides an AI technology using an accumulated mechanical learning algorithm, which includes deep learning, to major financial institutions.
    Category
  • 9 JP Links

    URL
    http://www.jplinks.com/
    Service/Product
    Bankur
    Total Equity Funding
    JPY 550 million/unknown
    Investor
    1 Institutional investor
    Description
    JP Links operates a cut-down service for domestic remittance for corporate and one-person businesses, called Bankur. By automating remittance, the company can provides a fixed rate, JPY 280 yen, for the service. The company began providing a 4 times-a-day remittance system, as well as a remittance change of ownership system in January 2017. Clients receive liability insurance money in case fraud occurs. The company acquired ISO27001 for the Bankur service.
    Category
  • 10 Keychain Pte. Ltd.

    URL
    http://keychain.jp/
    Service/Product
    Keychain
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Keychain provides a PKI Decentralized Authentication Platform (tm) called Keychain, that allows clients to solve concrete business problems related to authentication and access control. The platform enhances and cleanly integrates into existing systems and processes by adding a small bit of code. It provides secure transaction messaging over varied networks, audit procedures and regulations, and simplified compliance check through their company's intranet authoritative management.
    Category
  • 11 Kyash

    URL
    https://kyash.co/
    Service/Product
    Kyash
    Total Equity Funding
    Over JPY 1 billion/A
    Investor
    JAFCO, Sumitomo Mitsui Banking Corporation, ITOCHU Corporation, Dentsu Digital Holdings, Mizuho Capital, SMBC Venture Capital
    Description
    Kyash recently began providing a free remittance service app for transfers between individuals in April 2017, called Kyash. When users charge to a Visa card issued by Kyash, they can use that Visa card at all registered stores from home and abroad, including shopping online. From December 24th 2016, the company has provided an invitation-only closed beta version of the app, and released it on iOS in Spring 2017. In December 2016, the company formed a capital and business alliance with MitsuiSumitomo Financial Group, Dentsu Corporation, and Itochu Corporation.
    Category
  • 12 Liquid, Inc.

    URL
    https://liquidinc.asia/
    Service/Product
    Liquid pay, Liquid markting
    Total Equity Funding
    unknown
    Investor
    The University of Tokyo Edge Capital, NTT Docomo Ventures, Credit Saizon, Exontext Asia, Itochu corporation, Information Services Int'l -Dentsu, Ltd., KDDI
    Description
    Liquid provides a biometric authentication payment system, Liquid Pay. It enables users to make payments with their fingerprints by connecting a fingerprint reader and a USB cable to a cash register. The fee, 1.5%, is quite low. In 2015, the company demonstrated the system in collaboration with a theme park in Sasebo, Nagasaki, utilizing the theme park money, called Ten Bosch. Additionally, the company operated with community money in Otaru, Hokkaido, for a theme targeting foreign tourists. It also operates an individual authentication system with the Ministry of Public Management. The company was chosen to be the third cohort at the Docomo Innovation Village, organized by NTT DocomoVentures in 2014, and selected at I-Challenge! by the Ministry of Public Management.
    Category
  • 13 MFS, Inc.

    URL
    http://www.mortgagefss.jp/
    Service/Product
    MOGE CHECK, Moge Check Plaza
    Total Equity Funding
    JPY 290 million/unknown
    Investor
    Monex Ventures, Information Services Int'l -Dentsu, Ltd., Dentsu Digital Holdings, Globis Capital Partners
    Description
    MFS provides a mortgage loan app, MOGE CHECK, which can find the best deal from 120 banks, by searching over 1000 deals. The app is basically aiming to be a conversion loan, and the number of users exceeded 20,000 people. Additionally, the company has partnerships with Rakuten Bank, SBI Sumishin Netbank, Sonny Bank, Aeon Bank, and Risona Bank. In November 2016, the app was awarded the first prize in the Startup Product to Change Our Daily Life, organized by Nikkei Style. In April 2016, the company launched a new type of a mortgage loan consulting service, Moge Check Plaza. The contract sum has already exceeded JPY 3 billion and the number of reservers is over 300 after half a year since the service began.
    Category
  • 14 NSHC PTE. LTD.

    URL
    http://www.nshc.net/jp/
    Service/Product
    DxShield, Droid-X
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Originally, NSHC Pte. Ltd. provided a security solution app for games on smartphones. It now, additionally, provides a solution focused on Fintech applications derived from its original product. With it, users can choose policy options, and monitor from a web console.
    Category
  • 15 Omise Holdings

    URL
    http://www.omise.co/
    Service/Product
    Omise
    Total Equity Funding
    USD over $25,000,000/B
    Investor
    SBI Investment, SMBC Venture Capital, East Ventures, Siar Mas Digital Ventures, 500 Startups, Tuk Tuk, True Group, Golden Gate Ventures
    Description
    Omise Holdings provides a payment management platform, Omise. Utilizing an API, it can be installed on e-commerce sites by adding a small amount code to the website. It has expanded from Japan to Thailand, Malaysia and Singapore. Whether providing a service for someone across town, or selling an item to a customer overseas, with Links, users can request payment from anyone, anytime. They simply need to copy and paste the generated link to their preferred platform, then email, SMS, Line, Messenger, or WhatsApp the payment link of their product and send it to their customers. It was installed as a platform by over 3000 companies, including a major e-commerce corporation, and an airline company in Thailand. Currently, the company is planning to develop services utilizing blockchain. In 2016, the company was chosen as one of the most remarkable startup companies by TechCrunch.
    Category
  • 16 One Tap BUY

    URL
    http://www.onetapbuy.co.jp/
    Service/Product
    One Tap BUY
    Total Equity Funding
    JPY 3,8 billion/Venture
    Investor
    Softbank, Mobile Internet capital, Opt Ventures, DBJ Capital, Sansei Capital Investment, Mizuho Capital, Mizuho Securities
    Description
    One Tap BUY is the first securities company specializing in smartphones in Japan. Based on the motto that "investment can be a part of our daily life," the company provides an app where people can buy equity, starting from JPY 1000, with just 3 taps. The app is time-difference free, allowing users to purchase without worrying about local market hours. Users are able to buy issues among 30 companies listed on the NASDAQ and NYSE. In October 2016, the company began providing a service that was the first in the industry, Ginko ni Oitamama Kaitsuke (Purchasing Without Remittence). This service, made in collaboration with Mizuho Bank, provides users immediate account transfer payments without remittence when they purchase. The company was awarded both a Jury's Special Award and the AWS at TechCrunch’s Startup Battle Tokyo 2015.
    Category
  • 17 Orb

    URL
    https://imagine-orb.com/
    Service/Product
    Orb 1, SmartCoin
    Total Equity Funding
    JPY 274 million/Seed
    Investor
    Cyber Agent Ventures, SBI Investment, Ceres, United, Adways Co., Monex Ventures
    Description
    By utilizing the decentralized cloud computing system Orb, developed by the company of the same name, users can build their own virtual currencies and associated payment networks. Through Orb, the company provides SDKs and web APIs through Smart Coin, which lets users develop their own e-money easily. In February 2016, the company paired up with NTT Docomo Ventures, Orix, ORIX Bank Corporation, and Shizuoka Bank, with the aim of procuring overseas remittance, along with a payment system. The company collaborates with several local financial institutions, and was featured as one of the 10 up-and-coming ventures in "Great Predictions for 2017" by Toyo Keizai.
    Category
  • 18 Payward Japan

    URL
    http://kraken.com/
    Service/Product
    Kraken
    Investor
    SBI Holdings
    Description
    Payward Japan operates a virtual currency exchange, Kraken, which is the largest Bitcoin exchange, by volume and liquidity, in the world. Kraken was the first Bitcoin exchange to have trading price and volume displayed on the Bloomberg Terminal, the first to pass a cryptographically verifiable proof-of-reserves audit, and is a partner in the first cryptocurrency bank with the German bank, Fidor. Additionally, the company is in process of developing a payment system utilizing blockchain.
    Category
  • 19 QUOINE Pte. Ltd.

    URL
    https://www.quoine.com/
    Service/Product
    QUOINE EXCHANGE
    Total Equity Funding
    JPY 1.94 billion/unknown
    Investor
    Angel Investors, JAFCO Fund, VC
    Description
    QUOINE Japan operates a virtual currency exchange, QUOINE EXCHANGE, and also provides a virtual currency exchange platform based on blockchain. The company conducts the exchange across Asian countries, making it safe through security that is strengthed by compliance methods such as KYC/AML, and maintained by engineers from financial institutions throughout the world.
    Category
  • 20 SMILABLE Inc.

    URL
    http://smilable.jp/
    Service/Product
    Im in
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Smilable provides a crowdfunding platform, Im in, which allows people to collectively split bills from events or while purchasing small gifts. Many purchases are relatively small, starting from a few thousand yen. The projects can be either open or closed. In March 2016, the company attended the Financial Innovation Business Conference 2016, hosted by Information Services International-Dentsu, Ltd. (ISID), and received an iSiD special award.
    Category
  • 21 Zaim Inc.

    URL
    https://zaim.co.jp/
    Service/Product
    Zaim
    Total Equity Funding
    JPY 42 million/unknown
    Investor
    non-disclosed
    Description
    Zaim provides a household account book app, which is the most downloaded app of its type in Japan, having been installed by 6.5 million users. It has a receipt reading function where users simply take photos of receipts, which are automatically read in the app, distinguishing it from existing household account book apps. From January 2016, the company started providing, “Watashi no Kyufukin (My benefit plan), Efinding potential benefits by registering residence and household structure for premium members. In the same year, the company added new services for loans and an insurance simulation to the app.
    Category
  • 22 IT Realize Co., Ltd.

    URL
    https://www.itrealize.co.jp/
    Service/Product
    CRECO, Bank App with CRECO
    Total Equity Funding
    JPY 0.2 billion/A
    Investor
    Ceres inc., MIZUHO FinTech Fund, MS & Consulting Co., Ltd., VOYAGE VENTURES, Inc., YAMANAHI CHUGIN Regional Revitalization Fund, SV-FINTECH Fund
    Description
    IT Realize provides credit card detail management apps, CRECO and
    Bank App with CRECO. Users can view all the details of their credit cards in one screen
    of CRECO. Also, users can receive CRECO points by utilizing personalized CLOs issued
    on the basis of credit card usage history. Currently the service supports 272 different
    kinds of credit cards in Japan. In July 2016, the company became a business partner
    with Mizuho bank, and started the "Mizuho Calendar by CRECO." Furthermore,
    Yamanashi Chuo Bank and Ashikaga Bank determined to introduce Bank App with
    CRECO in 2017.
    Category
  • 23 Indepa

    URL
    http://indepa.net/
    Service/Product
    Mirror Trader, Trade Station, MetaTrader, Mutichart, Trade Wiki
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Indepa developed a trading robot adviser to enable automated buying-selling. The company is also an authorized agency of the Israeli company, Tradency, which sells Mirror Trader. Unlike existing technology that is influenced by discretional human psychology, the service promotes the automation of trading, focusing on the calculations of computers, speed, and a ration retrieval algorithm. It mimics the techniques of professional traders from around the world, enabling users to purchase and sell financial products through the account while trading. Currently, the service provides about 5000 strategies across the globe for Mirror Trader, and constantly provides the 15 most suitable strategies to its users.
    Category
  • 24 infcurion, Inc.

    URL
    http://infcurion.com/
    Service/Product
    Anywhere (provided by the subsidiary of the Infcurion group, Processing Co.) / Consulting
    Total Equity Funding
    JPY 600 million/unknown
    Investor
    NIPPON CARD COMPANY, UC Card, NTT Docomo, JCB
    Description
    Anywhere is a service jointly provided by an individual consulting firm, Infcurion Group, and Link Processing Co., Ltd. established by Japan Card Corporation. It provides credit card payment solutions on a smartphone. For shopping, sellers can use a card reader to read credit card information, and customers can conduct the final payment on their app. It enables providing additional services like bank card payment, revolving payments, installment payments, and bonus payments. The company has made business alliances with NTT Docomo, Jacks, UC card, and JCB in order to promote Anywhere.
    Category
  • 25 WealthNavi Inc.

    URL
    http://www.wealthnavi.com/
    Service/Product
    WealthNavi
    Total Equity Funding
    JPY 2.1 billion/B
    Investor
    Infinity Venture Partners, GREE Ventures, Mizuho Capital, MUFJ Capital, SBI Investment, SMBC Capital, DBJ Capital
    Description
    WealthNavi provides a financial robot adviser for international decentralized investment, utilizing its asset management algorithm that targets those who are affluent and in their 30s or 40s. After asking a few simple questions on first use, such as age and purpose for using the service, it categorizes the investment risk range into 5 levels. The operational portfolio has 6-7 different kinds of ETF, and operates over 11,000 deals in 50 countries in which the chosen investment plan is possible. It also provides customized services for SBI Securities and Sumishin SBI Net Bank.
    Category
  • 26 8 Securities

    URL
    https://www.8securities.co.jp/
    Service/Product
    Chloe
    Total Equity Funding
    $30M USD
    Investor
    non-disclosed
    Description
    In 2017, 8 Securities announced the launch of Chloe, its new goal based robo-advisor, in both Hong Kong and Japan. Chloe monitors each customer’s goals and optimizes the investment portfolio by partnering with world-class advisors. Machine learning improves goal prediction and its values over time. 8 Securities Japan is the first and only robo-advisor which builds its portfolio utilizing TSE listed ETFs.
    Category
  • 27 Exchange Corporation K.K.

    URL
    http://www.exchange.co.jp/en
    Service/Product
    AQUSH, Paidy
    Total Equity Funding
    JPY 1.5 Billion/A
    Investor
    RSP, Cyber Agent Ventures, Arbor Bentures, SIG Asia Investmens, 500Startups, SBI Holdings, ITOCHU COrporation, Eight Roads Ventures Japan
    Description
    Echange Corporation provides a social loan lending platform, AQUSH, and a payment service called Paidy. AQUSH is a social loan lending service for real estate mortgage investment conduit and P2P lending. Real estate mortgage Investment conduit provides guarantees by Asax Co., Ltd. and Nihon Hoshou Co., Ltd. Paidy enables customers to make e-commerce payments by simply registering a cellphone number and email address. Also, the payment type can be not only a single payment, but can also be made in up to 36 installments. Paidy pays to stores first and then collects the amount later. Over 60,0000 shops have installed the service in Japan.
    Category
  • 28 MONEY DESIGN Co., LTD.

    URL
    http://www.money-design.com
    Service/Product
    THEO
    Total Equity Funding
    Approximately JPY 3.3 billion/Venture
    Investor
    Individual Investors, East Ventures, Miyako Capital, Tokyo Universal Edge Capital, Globis Capital Partners, Itochu Technology Ventures, Dentsu Digital, YJ Capital, Itochu Corporation, Environmental Energy Investment, GMO Venture Partners, Money Forward, Chibagin Capital, Shizuoka Capital, Fukuoka Technology Partners, Marui Group, Benefit One, Tokyo Tanshi
    Description
    Money Design started providing the first ETE-featured robot advisor in Japan, THEO, from February 2016. After answering only 9 questions, the robot can provide a personalized portfolio based on 6000 deals throughout the world. Customers start from JPY 10,0000, and pay only 1% of the asset investment discretion price. In 2016, the company made a capital business alliance with Money Forward, with plans to provide a new service. In January 2016, the company also made a business alliance with GMO Click Securities and is aiming to provide their services to GMO's clients. In July 2016, the company created a welfare program, Benefit One, and in January 2017 is planning to begin an individual fixed defined-contributions plan service in light of recent legal reforms.
    Category
  • 29 Caulis

    URL
    https://caulis.jp/
    Service/Product
    Fraud Alert
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Caulis provides a fraud access detector service on the cloud for corporations, called Fraud Alert. The service’s AI detects fraudulent remittance. Because of the cloud-based system, the annual fee for the service is reasonable, starting from a few thousand yen. The blacklist collected by Fraud Alert is provided to all users, so that the service can prevent potential fraud coming from outside of the existing known fraud, creating a better system compared to existing fraud detectors. The system has been installed for over 50 million users, including major communication companies, banks, and EC websites.
    Category
  • 30 Currency Port

    URL
    http://www.ccyport.com/
    Service/Product
    Deals4
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Currency Port provides a blockchain business back-end API, called Deal 4, and another API which can be used for several types of payments, developing electronic wallets, consulting services, and the experimental operation of blockchain. From Feburary 2016, the company partnered with Information Services Int'l -Dentsu, Ltd., and Microsoft Corporation in order to improve efficiency in desk work syndicated loans.
    Category
  • 31 Kanmu, Inc.

    URL
    https://kanmu.co.jp/
    Service/Product
    KanmuCardLincked Offer, SezonCLO, CLO+DSP, Kanmu Payment Analytics, Vandle
    Total Equity Funding
    JPY 125 million/Seed
    Investor
    East Ventures, ANRI, Kronos Fund, Credit Saison, Adways Co., Ltd., iSGS Investment Works, FreakOut Holdings,inc., Mitsubishi UFJ Capital
    Description
    Kanmu provide an amenity that operates with shops based on credit card records called CLO. The company is affiliated with Credit Saison, one of the major credit card companies in Japan, with whom they provide Saison CLO. Since March 2015, the company has provided CLO+DSP, an advertisement service utilizing coupon dates from CLO, and Kanmu Payment Analytics, a marketing tool where shops without on-us transaction contracts are provided demographic and attribute information with Kanmu's algorithm. There are over 100 registered shops in Japan. In 2016, the company began providing Vandle, a visa prepaid card.
    Category
  • 32 Campfire inc.

    URL
    http://camp-fire.jp/
    Service/Product
    Campfire, Closs, Good morning, Campfire Local
    Total Equity Funding
    JPY 3.3 billion/Seed
    Investor
    D4V1 Investment Business Limited Liability Profolio, GMO Internet, SMBC Venture Capital, East Ventures, iSGS Investment Works, Suneight Investment, Septeni Holdings, DNAF FreakOut Holdings, 3 other individual investors
    Description
    Campfire provides several crowdfunding platforms, CAMPFIRE, the largest crowdfunding platform in Japan; GOOD MORNING, the platform created for social good; a platform focused on fashion called GLOSS; and another focused on local projects, CAMPFIRE x LOCAL. The fee for Campire is 5%, which is the cheapest in Japan. There are many culturally-related projects, and projects can start from JPY 500. The company has operated over 2400 campaigns, and collected a total of over 1 billion from 10,0000 people. Based on the 0.3 billion the company collected in 2017, it is planning to enter into the lending business and do R&D for education in mechanics.
    Category
  • 33 Crowd Cast

    URL
    http://crowdcast.jp/
    Service/Product
    Staple, Staple Team, Staple Reader
    Total Equity Funding
    JPY 2.5 million/B
    Investor
    Yayoi, IMJ Investment Partners, Sezon Ventures
    Description
    Crowd Cast provides an expense reporting app for individuals, Staple, and one for corporations, Staple Team, as well as Staple Reader, which can read a driving record into a traffic IC card. The price for individual use is free, and JPY 600 for enterprises. At the Yayoi smart phone app competition in 2011, the company won the grand prize, and at the point, they were founded with JPY 25 million. After that, additional funds were offered by Saison Ventures, and IMJ Investment Partners. At this time, the company primarily provides advertisement, HR, and real estate for SME throughout Japan, and those services are used by over 150 companies and organizations. It offers complimentary trials for its services.
    Category
  • 34 Crowdcredit, Inc.

    URL
    http://crowdcredit.jp/
    Service/Product
    Crowd Credit
    Total Equity Funding
    JPY 200 million/B
    Investor
    Monex Ventures, GCI Capital, fento Startup, Itochu Corporations
    Description
    Crowd Credit provides investment crowdfunding for individuals and SME in developed as well as developing countries. Since their service started, the total campaigns funded numbers above 100, and a total of JPY 1.7 billion in loans have been signed. As of December 2016, the number of total registered users exceeded 2500. Though company also established subsidiary companies in Peru, Estonia, and Mexico, and screens and collects money operated by its companies, Crowd Credit, however, provides finance loans. The company was established when the founder, Mr. Sugiyma, while working at a foreign owned bank, came to realize the ample demands for capital in developing countries. Since then, the company has aimed to develop a platform where Japanese investors can partner with people from around the world who are seeking funds, in order to build win-win relationships.
    Category
  • 35 Crowd Port

    URL
    http://crowdport.co.jp/
    Service/Product
    CROWDPORT
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Crowd Port provides a collective searching service of funds from social lending companies. Users can search yield, operational period, and perform cross-searching of operational companies based on their purpose.
    Category
  • 36 Crowd Realty, Inc.

    URL
    https://www.crowd-realty.com/en/
    Service/Product
    Crowd Reality
    Total Equity Funding
    Several tens of million yen
    Investor
    Global Brain
    Description
    Crowd Realty is an equity crowdfunding marketplace specializing in real estate. The company is planning to support capital funds for new real estate developments and renovations for a wide range of new projects. Crowd Realty is enabling cross-border, small-scale investments in European real estate. Beta testers of Crowd Realty have opportunities to invest in offshore real estate deals sourced by EstateGuru, a real estate broker and P2P lending platform based in Estonia that covers various European countries around Estonia. In partnership with EstateGuru, the company will also offer investment opportunities for institutional investors in the future.
    Category
  • 37 Credit Engine, Inc.

    URL
    https://www.creditengine.jp/
    Service/Product
    CreditEngine
    Total Equity Funding
    JPY 1.1 billion/Seed
    Investor
    Draper Nexus Ventures, VOYAGE Group
    Description
    Credit Engine is developing an online autonomous lending service for SME utilizing a machine learning algorithm, LENDY. In the beginning of 2017, the company released the beta version of the service. The autonomous lending service solves the hurdles faced by SMEs and individual owners before they actually receive their funds. The service provides technological solutions for continuous screening based on real-time business performance to improve the speed of screening, increasing accuracy, and is paperless, utilizing online data such as POS registers. The service can even be used outside of banks, and aims to create an easier and new way to procure funding for business owners.
    Category
  • 38 Coincheck, Inc.

    URL
    http://coincheck.jp/
    Service/Product
    coincheck, coincheck donation, coincheck payment, coincheck electricity, STORYS.JP
    Total Equity Funding
    JPY 30 million/unknown
    Investor
    Incubatefund, ANRI, Ceres
    Description
    Coin Check provides a Bitcoin exchange service, Coincheck; a Bitcoin payment service, Coincheck payment; and a Bitcoin sales store, including a wallet service. The goal of the company is to provide cryptocurrency exchange for the 9 cryptocurrencies with which the company operates, and to provide an easier user interface for trade beginners. Additionally, the company is active in the implementation of e-commerce websites, with the number of introduced stores now totaling over 3,000. Additionally, the company was involved in the Bitcoin payment business, and with the LP gas provider, Mitsuwa Group, helped form the first Bitcoin payment service in Japan in September 2016. In August 2015, the company announced a capital and business alliance with CERES Inc.
    Category
  • 39 KOKOPELLI incubate inc.

    URL
    https://www.kokopelli-inc.jp/
    Service/Product
    SHARES, Tokyo Keiri (Tokyo Accounting), Kyuyo Keisan Daiko Center (Payroll agency center)
    Total Equity Funding
    JPY 100 million/unknown
    Investor
    SBI Investment, Yokohama Capital, Adways, TIS
    Description
    Kokopelli Incubate provides a service platform, SHARES, where people can confer with professionals such as lawyers, qualified accountants for SME, and a representative service for accounting and payroll needs, Tokyo Accounting representative service center. The number of registered companies for SHARES is over 1000. SHARES has a service utilizing AI that, when given certain data, can analyze business challenges for user companies.
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  • 40 ZAISAN Net, Inc.

    URL
    https://zaisan.net
    Service/Product
    Shisan no Madoguchi (The Window to Your Assets)
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Zaisan Net provides an asset management app, Shisan no Madoguchi (The Window to Your Assets), which enables customers to perform self-asset-analysis in order for them to achieve their next big step in life. The company also exploits a system called Kabuto Forecast that utilizes trader know-how. Additionally, the company sells big data analysis with a financial engineering-based AI engine to institutional investors.
    Category
  • 41 Smart Idea, Inc.

    URL
    http://smart-idea.jp/
    Service/Product
    Okanereko
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Smart Idea provides a recording service, Okanereko, enabling users to record expenses within 2 seconds. Since August 2012, when the service was released, there have been over 3,300,000 registered users. The company aims to provide ideas in order to create an environment where people throughout the world will be enriched by the convenience of their product, and are planning to expand their business overseas. The service provides support in multiple languages, including English, Chinese (simplified and traditional), French, and Spanish. There is no accounting aggregation function that automatically learns information about bank accounts and credit card payments, it is, rather, only specialized on its specific use within a single submission and price amount.
    Category
  • 42 Soramitsu Co., Ltd.

    URL
    http://www.soramitsu.co.jp/
    Service/Product
    Iroha
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Soramitsu contributed the initial codebase for Hyperledger Iroha as part of the Linux Foundation's Hyperledger Project. Iroha was adopted the 3rd most in the world, after IBM and Intel., and is now receiving a lot of attention.
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  • 43 TransferWise Japan K.K.

    URL
    http://transferwise.com/jp/
    Service/Product
    TransferWise
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    TransferWise's mission is to provide the lowest cost and fairest way of transferring money internationally. Using peer-to-peer technology and without any hidden charges, it makes sending money abroad up to eight times cheaper compared to using a bank. We’re making the world a bit better by helping to make the financial system fair. The service provides for 1 million users, 38 different currencies, and a total of 645 various remittance routes.

    For money transfer services from Japan to overseas, the fee is between 0.8% for major routes and 1.5% for other routes. Customers can easily send money with a few clicks through their website, iPhone, or Android device.
    Category
  • 44 BankGuard KK

    URL
    http://www.bkguard.com/
    Service/Product
    SuperMatrix, Super Money
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Bank Guard provides SuperMatrix, which uses a chart of random images, rather than numbers, that are printed directly on an ID, credit or debit card. It also provides SuperMoney, a cardless / readerless payment technology using biometric palm authentication. SuperMatrix was integrated into 260 different Shinkin Central Banks in Japan, as well as Shinkin Bank’s information system center. So far, the company has been awarded the first-prize at NTT DATA Open Innovation 2015, and was chosen as one of the five Fintech Ventures that the Financial Services Agency of Singapore should support.
    Category
  • 45 Moneytree KK.

    URL
    http://moneytree.jp/
    Service/Product
    Moneytree, Moneytree PRO, Moneytree plus, MT Link, Warikan (Bill Split)
    Total Equity Funding
    unknown
    Investor
    Individual Investors, DG Incubation, Mastercard, MorganStanley, Paypal, MUFK Capital, Mizuho Capital, SMBC Venture Capital, Selesforce Ventures
    Description
    Money Tree provides several services, an asset management app, Moneytree, that sends push notifications to corporate devices and emails to let corporations know about vital trades; Moneytree PRO, which sorts items from bank statements that need to be counted as a business expense; and MT Link, a data aggregation API that links with a bill of receipt. Moneytree was not only chosen as a Best App by Apple Inc. 2 years in a row, but was also chosen for MasterCard Path by MasterCard. The company is collaborating with several companies such as Receeip, Yayoi series, and A-SaaS, as well as working with IBM in Japan on a new API. In September 2016, the company released an iMessage app, called Warikan (which means split bill in Japanese).
    Category
  • 46 Money Forward Inc.

    URL
    https://moneyforward.com/
    Service/Product
    Money Plus, MF Crowdfinance, MF Cloud Expence, MF Cloud My Number, MF Cloud Salary, MF Cloud Bill, MF Cloud Accounting, MF Cloud Income Tax Report (for enterprises), Money Forward (for individuals)
    Total Equity Funding
    JPY 4.8 billion/B
    Investor
    Jafco, Monex Ventures, Credit Sezon, MITSUI SUMITOMO INSURANCE Venture Capital Co.,Ltd., SourceNext, Dentsu Digital Holdings, GMO VP, TBS Innovation Partners, Mitsubishi UFJ Capital, Shizuoka Bank, Sumishin SBI Bank, Yamaguchi Financial Group, Toho Bank, Ltd., Mizuho Financial Group, Isetan Mitsukoshi Holdings, North Pacific Bank, Mitsui & Co., Gunma Bank, Fukui Bank, Shiga Bank
    Description
    Money Forward provides an asset management tool for individuals, and a cloud accounting tool for corporations. The company was funded with approximately JPY 4.2 billion by VC, local banks, mega banks, and major department stores. As of September 2016, the PFM service, "Money Forward," operated by the company, exceeded 4,000,000 users. In the past, the company also provided "Money Forward X," to a few online banking services, large banks, and local banks.
    Category
  • 47 Make Leaps

    URL
    http://www.makeleaps.jp/
    Service/Product
    Make Leaps
    Total Equity Funding
    non-disclosed
    Investor
    Rakuten Ventures, 500 Startups, Naval Ravikant (the founder of AngelList), Dave MacClure, Angel investors
    Description
    Makeleaps provides a management service providing quotations, orders, invoices, bills, and receipts online. The app is used by over 20,000 companies in Japan. Because Makeleaps supports foreign currency and multiple languages, it is used internationally?another feature of the app. In 2016, the company collaborated with Rakuten bank in order to provide "Rakuten Bank Partnering Just Match."
    Category
  • 48 MerryBiz Inc.

    URL
    http://merrybiz.jp/
    Service/Product
    MerryBiz (Accounting processing acting system for small and medium corporations)
    Total Equity Funding
    over JPY 100 million/unknown
    Investor
    Mitsuisumitomo Insurance Venture Capital Co., Ltd., Opt Ventures
    Description
    Merry Biz provides an outsourcing accounting entry service called "Everyone's Accounting Group." It delivers the appropriate data within 1 week after clients send accounting documents and receipts enclosed in an envelop. The process is completed by entering the information delivered into the accounting software. There is an option to work with a partner licensed tax accountant to create financial statements and a zero balance check list. The company has all its staff members under strict confidentiality agreements and is careful about the security used in communications. The receipts sent by clients are entered only after being double-checked. The CEO of the company, Mr. Kudo, also served as the representative of The FinTech Association of Japan (FAJ).
    Category
  • 49 Lucky Bank Investment

    URL
    http://www.lucky-bank.jp/
    Service/Product
    Lucky Bank
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Lucky Bank provides the first crowdfunding platform in Japan featuring a real estate mortgage loan, "Lucky Bank." The number of operating campaigns is 304, with total funds having exceeded over JPY 7,000,000,000. The aimed yield for the investment fund is 6-10%. The company is already registered as a money lender, and is registered as a Type II financial instruments firm.
    Category
  • 50 Loadstar Capital K.K.

    URL
    http://www.ownersbook.jp
    Service/Product
    OwnersBook
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Ownersbook is real estate crowdfunding platform, currently focusing on mortgage loan investments. At OwnersBook, an investment can be made from an amount as small as JPY 10,000, providing yields of 4.5-6%. The number of users has exceeded 9,000 in the 3 years since the service started, and the investment total sum topped JPY 2,000,000,000. Loadstar Capital K.K., the operator of OwnersBook, also participates in corporate funding business (principal investment), consulting, and asset management. The company is funded by Renren, an active investor in Fintech and Real Estate Tech companies in China and the US, and Kakaku.com, Japan’s leading portal website operator. In August 2017, the company received an approval from Tokyo Stock Exchange to go public. The founding members previously worked in the real-estate sector of the Goldman Sachs Group.
    Category