Fintech Startup List & Category (NIKKEI FINTECH)

The following startup list was provided by "Nikkei FinTech database 2017-2018 publication (Nikkei BP company)" and translated by Fintech Association of Japan(FAJ). Some members of Fintech Association of Japan(FAJ) are included. (These information are as of the end of March 2017.)
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Lending(3)

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  • 1 LC lending

    URL
    https://www.lclending.jp/
    Service/Product
    LC Lending
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    LC Lending provides a social lending matching platform on the internet where borrower/capital consumers and lenders/capital providers can meet, called LC Lending. Since the company has ample real estate investment cases, it can introduce not only institutional investment, but can also encourage individuals to invest, from very small amounts to very large, instead of simply putting money in savings.
    Category

  • 2 Tranzax Co., Ltd

    URL
    http://tranzax.co.jp/
    Service/Product
    Supplier Finance, PO Finance
    Total Equity Funding
    non-disclosed
    Investor
    non-disclosed
    Description
    Tranzax Co., Ltd entered the Electronically Recorded Monetary Claims business in Japan in order to operate smooth financial arrangements, predominately for SME. Their subsidiary company, Densai Service, provides Electronically Recorded Monetary Claims by SMEs for primary makers who have accounts receivable. By assigning the accounts receivable to a Special Purpose Company (SPC), the company is able to promptly collect their funds, due to the credit capability of the primary makers, with a low interest of 0.7-1.2%.
    Category

  • 3 Credit Engine, Inc.

    URL
    https://www.creditengine.jp/
    Service/Product
    CreditEngine
    Total Equity Funding
    JPY 1.1 billion/Seed
    Investor
    Draper Nexus Ventures, VOYAGE Group
    Description
    Credit Engine is developing an online autonomous lending service for SME utilizing a machine learning algorithm, LENDY. In the beginning of 2017, the company released the beta version of the service. The autonomous lending service solves the hurdles faced by SMEs and individual owners before they actually receive their funds. The service provides technological solutions for continuous screening based on real-time business performance to improve the speed of screening, increasing accuracy, and is paperless, utilizing online data such as POS registers. The service can even be used outside of banks, and aims to create an easier and new way to procure funding for business owners.
    Category